Money and Credit is one of the most important chapters in Class 10 Economics, as it explains the role of money in our daily lives, how credit works, and the differences between formal and informal credit systems. For students preparing for the 2025-26 board exams, we are providing handwritten notes in PDF format for easy revision and better understanding.
📚 Key Topics in Chapter 3 – Money and Credit
- Barter System – Limitations and evolution of money as a medium of exchange.
- Functions of Money – Medium of exchange, store of value, standard of deferred payments.
- Modern Forms of Money – Currency, deposits with banks, cheques, digital transactions.
- Credit – Meaning, terms of credit, collateral, interest rate.
- Formal and Informal Sources of Credit – Role of banks, cooperatives, and moneylenders.
- Self-Help Groups (SHGs) – Importance in providing credit to rural people.
📂 Class 10 Money and Credit Notes PDF
These notes are handwritten, simple, and based on NCERT syllabus 2025-26. They are perfect for quick revisions and last-minute exam preparation.
📥 Download Money and Credit Notes PDF
✅ How to Study This Chapter Effectively
- Revise the concept of money and its evolution from barter to digital forms.
- Prepare a comparison chart of formal vs. informal credit sources.
- Memorize definitions of key terms like collateral, SHGs, interest rate, credit.
- Practice NCERT in-text questions and exercises with the help of these notes.
- Use the notes for last-minute quick revision before exams.
🎯 Why Use These Notes?
- Handwritten and easy-to-understand language.
- Based on the latest NCERT 2025-26 syllabus.
- Covers all important points, diagrams, and examples.
- Time-saving resource for exam preparation.
🔑 Conclusion
Money and Credit is a scoring chapter if studied properly with well-organized notes. These Class 10 Economics Chapter 3 notes in PDF will help students revise quickly, understand concepts deeply, and prepare efficiently for the 2025-26 board exams. Download now and boost your preparation!
